Fintech: Request for Startups

Qiao Wang

Dec 15, 2025

Over the last couple of decades, we put a digital bank in every pocket. For people who used to go to physical branches, it meant efficiency. For the unbanked, it meant access. This transition was chiefly enabled by the internet and mobile phones.

While it may seem that the low hanging fruit from the digitization of finance has been picked, about half of the world population is still either physical-first or outright unbanked. Furthermore, current technology waves – namely crypto and AI – have the potential to unlock greater value for consumers and businesses.

Stablecoin/tokenization:

Purchasing power protection using USD and other high quality assets
24/7 and borderless C2C/B2B payment
Cheaper credit enabled by instant settlement

AI:

A personal banker in everyone’s pocket
Superior credit underwriting using unstructured data
Agentic backend workflows driving cost-to-serve near zero

We want to fund fintech startups harnessing one or more of these powers of technology.

More to Read

Before It Was Obvious

Imran Khan

Jun 18

You're sitting in front of your computer and you want to build a startup. You've seen Cursor sell to Elon for $60B . Maybe the previous generation was Mark Zuckerberg or Evan Spiegel. You look at these founders and compare yourself to them. They don't seem that much smarter than you. Their resumes aren't better than yours.

Yamanaka Factors: How Four Proteins Could Rewind Aging

Qiao Wang

Jun 2

For most of the last century, biologists treated aging the way a mechanic treats an old car. Parts wear out, damage piles up, and the slow rusting eventually stops the engine. Under this view, aging runs in one direction. Biology has no reverse gear.

Finding Unlikely Allies

Will Robinson

Apr 28

When Founders build on top of someone else's platform, they can activate a network of allies they could never have afforded to recruit.